Home Repair Financing Florida

100% financing to help you pay for your next home improvement project.

PACE Financing

Property Assessed Clean Energy (PACE) is an affordable Florida financing option.

Home Improvement Upgrades

With PACE, you can finance the cost of many home improvement projects, such as hurricane impact solutions.

Promotes Energy Efficiency

Florida PACE financing promotes energy efficiency that significantly reduces your carbon footprint.

PACE Home Improvement Financing

Finance your next home improvement project, with long-term – fixed-rate – financing. With PACE financing, homeowners can cover 100% of the costs associated with their project, including equipment, materials, and labor.

PACE makes it easy for property owners to make improvements to their homes by eliminating upfront down payments, providing competitive interest rates spread out over time, and allowing property owners to transfer repayment obligations to a new owner should a sale take place. Options are available for both residential and commercial improvements.

Projects Through PACE

PACE financing can be used for a variety of home, or business, improvement projects. The program focuses on creating safer, more energy-efficient structures that can hold up to the South Florida weather year after year.

Impact Doors

As some of the most utilized features of our homes and businesses, wear and tear is normal. Upgrade to impact doors for added security.

Impact Windows

Hurricane season is never far off, upgrade your home with impact windows and keep mother nature at bay.

Roofing

Rain in South Florida ranges from showers to monsoons. Don’t put off that leaky roof any longer.

Solar Energy

With solar, you can harness the power of the sun to make your home more energy efficient and lower utility costs.

Air Conditioning

Air conditioning on the fritz? Don’t sweat it. We will have your home cooled off in no time.

How PACE Financing Works

Unlike traditional home improvement financing, PACE focuses on the value that the project will bring to the home and builds costs into an assessment that is added as a high lien on the property, similar to property taxes. By structuring the financing through PACE, homeowners can free up capital and benefit from lower interest rates that are paid off over a longer period of time. In turn, homeowners have access to a larger project budget without the worry of additional upfront costs.

What we are good at...

USA Home Improvement specializes in hurricane windows and doors, air conditioning and roofing services. New impact windows and doors can significantly improve your South Florida home’s energy efficiency, saving you money in the long run, and most critically, strengthen your home’s ability to withstand severe weather and endure storms with less damage.

Here is what our customers have to say...

Homeowners Resource Center

workers doing work on a Florida home to make it more hurricane resistant

What Home Improvement Projects Qualify for Florida PACE Funding?

For Florida homeowners looking to enhance their properties and fortify against hurricane damage, Property Assessed Clean Energy (PACE) funding offers a valuable financial solution. This innovative program allows property owners to make energy-efficient and hurricane-resistant improvements without the burden of upfront costs.

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a Florida home that has withstood a hurricane

List of States That Offer PACE Financing

For homeowners seeking to fortify their homes against hurricanes or invest in energy-efficient upgrades, PACE (Property Assessed Clean Energy) financing offers a flexible way to fund improvements without upfront costs. This program, available in select states, attaches repayment to property taxes, making it easier to invest in long-term resilience.

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Florida homeowners discussing refinancing their mortgage with a mortgage broker

Can You Refinance with a PACE Loan?

For Florida homeowners investing in hurricane-resistant upgrades like impact windows, PACE financing offers a unique path to fund vital home improvements. But what happens when you want to refinance your mortgage while carrying a PACE assessment?

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The image depicts a serene Florida neighborhood bathed in sunlight, showcasing a variety of homes with vibrant landscaping

Are PACE Loans Tax Deductible?

For Florida homeowners looking to make energy-efficient upgrades or hurricane-resistant improvements to their properties, Property Assessed Clean Energy (PACE) loans offer an attractive financing option. One common question that arises when considering PACE financing is whether these loans are tax deductible.

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