Solar Panel Financing

Solar panels work by capturing the sun’s energy and turning it into electricity for homes or businesses.

Solar Panel Financing

Solar panels work by capturing the sun’s energy and turning it into electricity for homes or businesses. They generate electricity through electrons that form an electrical circuit. Solar technology is rapidly becoming the first choice for powering our communities and it’s a vast improvement in terms of cost-effectiveness compared to the way that we generate electricity normally. 

USA Home Improvement offers solar panels for sale, as well as professional solar panel installation to power your home or business the “green” way. If you are considering solar panel financing, then there are some financial options available to you.

We use PACE Financing, which offers affordable interest rates and low monthly payments. There is no application fee and no up-front out-of-pocket expenses. Your eligibility is based on your property’s equity, not your FICO score. Payments are made through your property tax and you can stretch out your payments with a plan that works for you (terms up to 25 years). 

PACE Financing is also government-endorsed to encourage investment in energy efficiency and wind-resistant measures. We are Ygrene Elite contractors and we use PACE Financing as a groundbreaking way to finance eligible home improvement projects. This is why we use PACE and why you should too.

Other Solar Panel Financing Options to Consider

Solar loans are a popular financial option that can maximize your solar savings. For solar shoppers that lack the capital to make a cash purchase or a solar lease, they can maximize the financial benefits of their solar energy system by applying for a solar loan. 

With a solar loan, you can save between 40-70% over your solar panel lifetime. Many solar loans offer a 0$ down payment and allow you to finance the total amount of your solar panel system. They have the basic structure as a home improvement loan and offer immediate returns by saving you money on your electric bills as you repay the loan in monthly payments.

With solar panel loan options, lower interest rates result in a lower overall cost. Although solar panel loans and home improvement loans are similar, there are some distinct differences between the two. Solar panel loans allow you to own an asset that generates financial value, which includes the value of electricity generated over the lifespan of your solar energy system. 

This also includes a 30% federal investment tax credit and even solar renewable energy certificates. Home improvement loans for projects like a new kitchen, for instance, does not carry the same incentives or financial benefits.

Solar Energy Loans Are Growing Rapidly

Municipalities offer property-assessed clean energy solar energy financing options that are repaid in annual assessment on the homeowner’s property tax bill. Other institutions that offer solar energy loans include solar panel manufacturers, credit unions, national lending institutions, public-private partnerships, and utilities. 

In the last decade or so, solar panels have experienced an average annual growth rate of approximately 50%. 

Solar panel installations made in 2016 has created remarkable federal policy stability all the way through 2021. In 2018, the solar energy industry generated a $17 billion investment in the American economy and since the cost of solar panel installations has dropped by more than 70%, it has led the industry to expand into new markets and territories. 

It has deployed thousands of energy-efficient systems nationwide and is ranked 1st or 2nd in new electronic capacity additions over the last 6 years.

As you can see, solar panel energy systems are the future, and the time is now for you to get on-board with a greener way to live.

Whichever type of solar financing programs that you choose, you can have a more energy-efficient system as soon as you’re approved for the loan. USA Home Improvement will work with you in terms of your monthly payments with or without applying for a solar loan. 

If you’re truly passionate about energy-efficiency and having a “greener” impact, then solar panels may be right for you. Speak to us about your financial options and situation and we will provide in-depth information about where to start. 

Call USA Home Improvement Today!

As you can see, solar panel energy systems are the future, and the time is now for you to get on-board with a greener way to live. USA home improvement offers financing options and solar panel installation at affordable rates. Speak to us about your financial situation and we will refer you to the most accessible and well-suited financial options for you.

Optimize on your home comfort and safety with USA Home Improvement. To schedule maintenance or repairs, call (844) 468-7244.

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