Homeowners Resource Center

Your Essential Guide to Buying Impact Windows in South Florida

Written by USA Home Improvement | Nov 1, 2024 8:57:13 PM

Living in South Florida offers many perks, from beautiful beaches to warm weather year-round. 

However, with the allure of coastal living comes the challenge of weathering hurricanes and tropical storms. 

Protecting your home against the elements is paramount, and one of the most effective ways to do so is by installing impact windows. 

In this comprehensive guide, we will delve into everything you need to know about impact windows in South Florida, from their construction and installation to the various types available and why they are essential for hurricane and weather protection. 

Additionally, we'll explore the average cost of impact windows and highlight why USA Home Improvement (USAHI) stands out as the best company to entrust with this crucial investment.

Curious about what we offer? Bookmark our Impact Windows service page to check it out.

 

What Are Impact Windows?

Impact windows, also known as hurricane windows or storm-resistant windows, are specially designed to withstand the forces of hurricanes, tropical storms, and other severe weather conditions. 

Unlike traditional windows, impact windows are constructed using laminated glass, which consists of multiple layers of glass with a durable interlayer. 

This interlayer is typically made of polyvinyl butyral (PVB) or ethylene-vinyl acetate (EVA), creating a strong bond that prevents the glass from shattering upon impact.

How Are Impact Windows Made?

The manufacturing process of impact windows involves carefully assembling the layers of laminated glass and interlayer material under high heat and pressure. 

This fusion creates a robust and resilient window pane that can endure the strongest winds and flying debris. 

Additionally, impact windows undergo rigorous testing to ensure they meet stringent building code requirements for hurricane protection.

Impact Windows: Materials and Construction

At USA Home Improvement, we utilize state-of-the-art materials and construction techniques to ensure our impact windows and doors provide maximum protection and performance.

Glass Construction

Our impact-resistant glass is engineered for superior strength and durability:

  • Laminated glass consisting of two or more panes
  • Interlayer options:
    1. Polyvinyl Butyral (PVB): Offers excellent clarity and sound reduction
    2. Ethylene-Vinyl Acetate (EVA): Provides enhanced strength and UV protection
    3. Ionoplast: Delivers the highest impact resistance and structural integrity
    4. SGP Interlayer: SGP is 100 times stiffer and 5 times stronger than PVB interlayers

Frame Materials

Frame materials come in a variety of aesthetic preferences and performance requirements:

  • Vinyl Frames: These have excellent insulation properties and are low maintenance and resistant to salt air corrosion. You can get these in various colors and finishes. 
  • Aluminum Frames: These offer a sleek, modern appearance and are extremely durable and resistant to warping. They're ideal for large window and door openings, making them a popular choice for contemporary homes.
  • Fiberglass Frames: These frames boast a superior strength-to-weight ratio and excellent thermal performance. They mimic the look of painted wood without the associated maintenance concerns, offering the best of both worlds.
  • Composite Frames: These innovative frames combine the strength of wood with the durability of synthetic materials. They're resistant to rot, decay, and insect infestation, while being low maintenance and environmentally friendly.

Hardware and Accessories

Our impact windows and doors feature high-quality hardware for enhanced performance and security:

  • Multi-point locking systems for doors
  • Corrosion-resistant hinges and operators
  • Reinforced strike plates for added security
  • Weatherstripping and sealants for improved energy efficiency

Different Types of Impact Windows

There are many different types of impact windows. Let’s cover them now.

Single Hung Impact Windows

Ideal for traditional aesthetics, single-hung impact windows feature a fixed top sash and a bottom sash that slides vertically. These windows are a popular choice for their classic appearance and energy-efficient design.

Horizontal Roller Impact Windows

Horizontal roller impact windows consist of two or three lite panels that slide horizontally. Their smooth operation and space-saving design make them an excellent option for larger window openings and patios.

Casement Impact Windows

Casement impact windows are hinged on the side and swing outward using a crank. This type of window provides unobstructed views and excellent ventilation while offering robust hurricane protection.

Fixed Picture Impact Windows

Fixed picture impact windows do not open or close and are designed solely to provide expansive views and ample natural light. They are often used in combination with other operational windows for a contemporary look.

Awning Impact Windows

Hinged along the top, awning impact windows open outward, allowing ventilation even during rain. These windows are a practical choice for bathrooms and kitchens.

Architectural Impact Windows

Architectural impact windows are customized non-operational windows designed to add aesthetic appeal and maximize natural light in your home. They are versatile and can be paired with other window types for a cohesive look.

Impact Windows Testing: Ensuring Safety and Performance

Impact windows testing is a rigorous process designed to evaluate the ability of windows to withstand severe weather conditions, particularly hurricanes and tropical storms. This testing is crucial for ensuring the safety and protection of buildings and their occupants in areas prone to extreme weather events.

What is Impact Windows Testing?

Impact windows testing involves a series of standardized tests that simulate the conditions windows might face during severe storms. These tests typically include:

  1. Large Missile Impact Test: A 9-pound 2x4 lumber is fired at the window at 50 feet per second (34 mph) to simulate large wind-borne debris.
  2. Small Missile Impact Test: Steel balls are fired at the window at high speeds to simulate smaller debris.
  3. Cyclic Pressure Test: The window is subjected to repeated positive and negative pressure cycles to simulate hurricane wind conditions.
  4. Water Infiltration Test: Large volumes of water are sprayed at the window while air pressure is applied to simulate wind-driven rain.

Government Bodies Regulating Impact Windows Testing

Several government bodies and organizations are involved in regulating and overseeing impact windows testing:

  1. Florida Building Commission: Oversees the Florida Product Approval system, which is required for structural components used in Florida.
  2. Miami-Dade County Building Code Compliance Office: Issues the Miami-Dade Notice of Acceptance (NOA), considered one of the strictest standards for impact-resistant products.
  3. American Society for Testing and Materials (ASTM): Develops and publishes technical standards for testing materials, including those for impact-resistant windows.
  4. International Code Council (ICC): Develops building codes that are adopted by many jurisdictions, including standards for impact-resistant windows.

Why Impact Windows Testing is Important

Impact windows testing is crucial for several reasons:

  1. Safety: Properly tested impact windows can prevent wind, water, and debris from entering buildings during severe storms, protecting occupants and property.
  2. Building Code Compliance: Many coastal areas require the use of impact-resistant windows that meet specific testing standards.
  3. Insurance Benefits: Homes with certified impact-resistant windows may qualify for insurance discounts due to their increased protection against storm damage.
  4. Energy Efficiency: The testing process often includes evaluations of a window's thermal performance, leading to more energy-efficient buildings.
  5. Consumer Confidence: Standardized testing provides consumers with reliable information about a product's performance capabilities.
  6. Continuous Improvement: The testing process drives innovation in window design and materials, leading to increasingly effective products.

By ensuring that impact windows meet rigorous performance standards, this testing process plays a vital role in protecting lives and property in hurricane-prone regions. It provides a standardized measure of a window's ability to withstand extreme conditions, giving homeowners, builders, and regulators confidence in the products they choose and approve.

How Do You Know If You Need Impact Windows?

Living in South Florida comes with its fair share of weather-related challenges, particularly during hurricane season. 

Impact windows offer unparalleled protection against the destructive forces of hurricanes and tropical storms, making them a crucial investment for homeowners in the region. 

Here are some indicators to help you determine if you need impact windows for your home:

Located in a Hurricane-Prone Area

Impact windows are specially designed to withstand high winds and flying debris during severe weather events. In accordance with guidelines, they are tested to resist wind speeds of up to 200 mph and can withstand impacts from large projectiles. In South Florida, these windows often meet or exceed the stringent Miami-Dade County building codes, which are among the strictest in the nation for hurricane protection.

Aging or Damaged Windows

Impact windows not only provide superior durability and strength but also come with advanced features like low-E coatings and argon gas fills. These features enhance energy efficiency and UV protection. 

Frequent Travel

Impact windows offer 24/7 protection without the need for manual deployment like traditional storm shutters. They also provide year-round protection against break-ins, as the laminated glass is extremely difficult to penetrate. 

High Insurance Premiums

Insurance discounts for impact windows can be substantial, up to 45% off the wind portion of your homeowner's insurance policy. Some insurance companies may require professional installation and certification to qualify for these discounts. It's advisable to consult with your insurance provider before installation to understand the specific requirements and potential savings.

Noise Reduction

Impact windows can reduce outside noise by up to 50% compared to standard windows. They typically have a Sound Transmission Class (STC) rating of 35 or higher, which significantly reduces the transmission of external noise. This is particularly beneficial for homes near airports, highways, or in urban areas.

Energy Efficiency Concerns

Impact glass also helps regulate your home's temperature and even reduce your energy bills. They often have a low U-factor (typically around 0.3 or lower), indicating excellent insulation properties. Many impact windows are ENERGY STAR certified, meeting strict energy efficiency guidelines set by the U.S. Environmental Protection Agency and the U.S. Department of Energy.

Home Security

The laminated glass in impact windows is designed to stay intact even when shattered, making forced entry extremely difficult. Many impact window systems also feature multi-point locking mechanisms for enhanced security. Some manufacturers offer impact-resistant windows with additional security features like alarm sensors integrated into the frame.

Preservation of Home Value

Installing impact windows can increase a home's value. They are particularly valued in coastal areas where hurricane protection is a priority for buyers. Impact windows can also contribute to achieving certifications like FORTIFIED Home™, which can further increase property value and potentially qualify for additional insurance discounts.

Bottom line: if you reside in South Florida, the likelihood of encountering severe weather events, especially hurricanes, is a significant concern. 

If any of the above indicators resonate with your situation, it may be time to seriously consider the installation of impact windows. 

USA Home Improvement offers top-quality impact windows and financing options to help you fortify your home and create a safer living environment for you and your family. Don't wait until it's too late – invest in impact windows and enjoy the peace of mind that comes with knowing your home is well-protected against the forces of nature.

Installing Impact Windows

While high-quality impact windows are a crucial investment, their effectiveness hinges on proper installation. Improper installation can compromise the windows' ability to protect your home during extreme weather events. 

USA Home Improvement (USAHI) takes great pride in its team of skilled and experienced professionals who ensure flawless and secure installation, adhering to industry best practices and local building codes.

Customization and Sizing

Customization and sizing of impact windows play a crucial role in ensuring that the windows fit perfectly into the existing window openings and complement the architectural style of the home. Here's more detailed information on this aspect:

Custom-Made Solutions: Impact windows are not a one-size-fits-all product. Each home in South Florida has unique window openings and design requirements. To achieve the best results, impact windows must be custom-made to precise measurements.

Accurate Measurements: Professional technicians from USA Home Improvement (USAHI) visit the homeowner's property to take accurate measurements of the existing window openings. These measurements are essential to ensure a proper fit and enhance the windows' effectiveness in providing hurricane protection and energy efficiency.

Tailored to Architectural Style: Impact windows are available in various styles and designs to complement the architectural aesthetics of the home. Whether the house has a modern, traditional, or contemporary design, USAHI offers impact windows that seamlessly integrate into the overall look.

Material Options: Customization extends to the choice of materials for the frames and windowpanes. Homeowners can select from a range of frame materials, such as vinyl, aluminum, or fiberglass, based on their preferences for appearance, durability, and maintenance requirements.

Glass Options: USAHI offers different glass options for impact windows, including clear, tinted, or Low-E glass. Low-E glass is designed to reflect heat and UV rays, providing improved energy efficiency and reducing the fading of interior furnishings due to sun exposure.

Grid Patterns and Hardware: Impact windows can be customized with various grid patterns and hardware options, allowing homeowners to add a personalized touch to their windows. Grid patterns can enhance the visual appeal of the windows, while hardware choices, such as handle finishes and locks, contribute to both aesthetics and functionality.

Compliance with Local Codes: In South Florida, building codes may have specific requirements for impact windows. USAHI ensures that all customized impact windows adhere to local building codes, ensuring that the installation process is smooth and compliant.

Energy Efficiency Considerations: Customization also takes into account the region's climate and energy efficiency needs. Properly fitted impact windows with appropriate glass options help reduce air leaks, which in turn lower energy consumption and utility bills.

Enhancing Home Value: The ability to customize impact windows adds value to the home. Prospective buyers are often willing to pay a premium for homes equipped with impact windows, appreciating the added safety and energy efficiency benefits.

Professional Consultation: Throughout the customization process, USAHI provides professional consultation to guide homeowners in making the right choices for their impact windows. The experienced team ensures that the selected customization options align with the homeowner's preferences, budget, and practical requirements.

Customization and sizing of impact windows ensure a perfect fit for each home in South Florida. 

USA Home Improvement's commitment to customization allows homeowners to choose impact windows that not only protect against hurricanes but also enhance the overall beauty and energy efficiency of their homes. 

With professional consultation and precise measurements, USAHI delivers top-quality impact windows tailored to the unique needs of each customer.

South Florida's Need for Impact Windows

South Florida residents know all too well the unique weather dynamics and reasons why impact windows are important.

Hurricane and Storm Protection

South Florida is no stranger to hurricanes and tropical storms. Impact windows are essential for safeguarding your home and loved ones during these severe weather events. These windows can withstand the impact of flying debris and keep your home's interior protected, preventing damage caused by wind, rain, and flooding.

UV Protection and Energy Efficiency

Impact windows' laminated glass filters harmful UV rays, protecting your interior furnishings from fading and discoloration. Additionally, the tight seal of impact windows minimizes air leaks, leading to improved energy efficiency and reduced energy costs.

South Florida is a diverse region consisting of several counties and cities, each with its own unique weather patterns and hurricane risks. Here's more information on some key regions in South Florida. What do they all have in common? Homeowners in all of these areas can benefit from impact window installation.

Miami-Dade County

Cities: Miami, Miami Beach, Coral Gables, Doral, Homestead, and more.

Weather Trends: Miami-Dade County experiences a tropical monsoon climate with hot and humid summers and mild winters. Heavy rainfall and occasional thunderstorms are common during the wet season.

Hurricane Season: The Atlantic hurricane season runs from June 1st to November 30th. Miami-Dade County is susceptible to hurricanes and tropical storms during this period.

Impact Window Adoption: Due to the county's vulnerability to hurricanes and strict building codes, a significant number of homeowners in Miami-Dade County have installed impact windows to protect their homes from storm damage.

Broward County

Cities: Fort Lauderdale, Hollywood, Pembroke Pines, Coral Springs, and more.

Weather Trends: Broward County shares a similar climate to Miami-Dade County, with hot and humid summers and mild winters. Thunderstorms and heavy rainfall occur during the wet season.

Hurricane Season: Broward County also faces the same hurricane risks during the Atlantic hurricane season.

Impact Window Adoption: Like Miami-Dade County, Broward County has a high adoption rate of impact windows due to the need for hurricane protection.

Palm Beach County

Cities: West Palm Beach, Boca Raton, Delray Beach, Jupiter, and more.

Weather Trends: Palm Beach County experiences a tropical rainforest climate with warm and wet summers and mild, drier winters.

Hurricane Season: The county is exposed to hurricane risks during the Atlantic hurricane season.

Impact Window Adoption: Given the county's coastal location and exposure to hurricanes, many homeowners in Palm Beach County have opted for impact windows to safeguard their homes.

Naples and Southwest Florida

Cities: Naples, Fort Myers, Bonita Springs, Cape Coral, and more.

Weather Trends: Southwest Florida has a subtropical climate with hot and humid summers and mild winters. The region experiences frequent thunderstorms and occasional tropical cyclones during the wet season.

Hurricane Season: The area is at risk of hurricanes during the Atlantic hurricane season.

Impact Window Adoption: As hurricanes pose a threat to the region, homeowners in Naples and Southwest Florida have increasingly turned to impact windows for added protection and security.

The Florida Keys

Cities: Key West, Key Largo, Marathon, Islamorada, and more.

Weather Trends: The Florida Keys have a tropical savanna climate with warm winters and hot, wet summers. The area is susceptible to thunderstorms and hurricanes.

Hurricane Season: The Florida Keys are at high risk during the Atlantic hurricane season.

Impact Window Adoption: Due to the Keys' geographical location and exposure to tropical storms and hurricanes, many residents have installed impact windows to safeguard their properties from potential storm damage.

Various regions in South Florida experience different weather trends and face unique hurricane risks. As a result, a significant number of homeowners in these regions have opted for impact windows to protect their homes, families, and possessions during hurricane season.

Average Cost of Impact Windows and Cost Considerations

Great home services require an investment. We get that. Here are some price ranges and considerations to make as you research the cost of impact windows.

Cost Considerations

Here’s an overview of the factors that will affect impact window cost.

Quality and Brand: High-quality impact windows from reputable brands may come with a higher upfront cost but offer better performance, durability, and warranty coverage.

Frame Material: Different frame materials, such as vinyl, aluminum, or fiberglass, have varying price points. Consider the long-term benefits and maintenance requirements of each material when making your choice.

Customization: Custom features, such as grid patterns, glass tints, and hardware choices, may add to the overall cost. However, these options allow homeowners to tailor the windows to their preferences and architectural style.

Additional Features: Some impact windows offer additional features like Low-E coatings for improved energy efficiency, which may contribute to the overall cost.

Number of Windows: The more impact windows you install, the higher the total cost. However, many companies offer discounts for larger projects.

Price Ranges for Impact Windows

The cost of impact windows can vary based on factors such as the type and size of windows, the selected frame material, the brand, and the customization options. On average, homeowners can expect to spend anywhere from $600 to $1,500 per window, including installation.

Seasonal Variation on Pricing

Like many home improvement projects, the demand for impact windows can affect pricing. Typically, prices may increase during peak seasons, such as just before or during hurricane season (June to November), when homeowners are more focused on securing their homes. On the other hand, off-season periods may see more competitive pricing as demand decreases.

How to Find Price Quotes for Impact Windows in S. FL

Homeowners can obtain price quotes for impact windows through various methods:

  • Request Quotes From Local Companies: Reach out to reputable impact window companies in your area, such as USA Home Improvement, to request quotes. Many companies offer free consultations and quotes tailored to your specific needs and requirements.
  • Online Estimates: Some companies provide online tools or forms where homeowners can enter their window specifications to receive estimated costs. While these tools can provide an initial idea, it's always best to get a personalized quote from a professional.

How to Vet an Impact Window Installer

Not all home service providers are equally competent or ethical. You already know that. Start your search for an impact window installer using these tips:

Research and Reviews: Start by researching reputable impact window installers in your area. Look for companies with a proven track record, positive customer reviews, and professional accreditations.

Check out USA Home Improvement reviews HERE.

Check Licensing and Insurance: Verify that the installer holds all necessary licenses and insurance coverage. A licensed and insured company provides added protection and reassurance for both you and the workers.

Experience and Expertise: Look for an installer with considerable experience in installing impact windows. An experienced installer is more likely to deliver a seamless installation that maximizes the windows' effectiveness.

Product Knowledge: A reputable installer should be knowledgeable about different impact window brands, types, and features. They should be able to guide you in choosing the best options for your home.

Request References: Ask the installer for references from past customers. Reach out to these references to inquire about their experience with the installer and the quality of the work.

Warranty and Customer Support: Inquire about the warranty provided by the installer and the window manufacturer. A reliable installer should offer a comprehensive warranty and excellent customer support.

Obtain Multiple Quotes: Request quotes from multiple installers to compare pricing, services, and offerings. Be cautious of extremely low quotes, as they may indicate subpar materials or workmanship.

By carefully considering the average cost of impact windows and thoroughly vetting an impact window installer, homeowners in South Florida can make an informed decision to protect their homes with high-quality impact windows that offer lasting hurricane protection and peace of mind.

We’re happy to be upfront with you - check out our About page or contact us directly for more info from our team of impact window installation pros!

Impact Window Financing Options

At USA Home Improvement, we are committed to providing convenient and accessible financing options for impact windows and other home improvement projects. With our PACE Home Improvement Financing, we offer homeowners the opportunity to cover 100% of the costs associated with their impact window project, including equipment, materials, and labor.

We understand the financial considerations that come with home improvements, which is why we eliminate upfront down payments and provide competitive interest rates spread out over time. Our PACE financing is designed to make it easy for property owners to enhance their homes without facing immediate financial burdens.

Our PACE financing extends its benefits to both residential and commercial improvements. In the event of a property sale, homeowners can transfer repayment obligations to the new owner, ensuring a flexible and convenient financing solution for everyone involved.

With USA Home Improvement's PACE Home Improvement Financing, your impact window project becomes a stress-free and seamless investment in protecting and beautifying your home.

Time for Impact Windows? Time for USA Home Improvement 

Investing in impact windows is not just a wise decision for South Florida homeowners; it is an imperative step in fortifying your home against hurricanes and inclement weather. 

The benefits of impact windows extend beyond protection to encompass increased security, energy efficiency, and noise reduction. 

USA Home Improvement stands as the trusted partner to navigate this journey, offering the highest quality impact windows, expert installation, and exceptional customer care. 

With USAHI, you can rest assured that your home and loved ones are in safe hands.

Contact us today to get a quote and get started.